Why get an appraisal from CSRA Residential Appraisals?Thousands of people in South Carolina buy, sell or refinance their home every year. Many of these transactions contain a simple line item for an appraisal. Most lenders still call in a local expert because the stakes are so high, even though there are a growing number of automated home valuation methods that may appear to be less expensive than an appraisal. You might think that obtaining a mortgage is the only basis for getting an appraisal, but there are other situations when the services of a licensed, independent real estate professional might come in handy.
Let CSRA Residential Appraisals help you appeal your tax assessment in Aiken CountyIt's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are determined by a previous assessment of your real estate, so if values have declined in your area, you can challenge your assessment and save money. When building your case, an appraisal from CSRA Residential Appraisals is your best evidence. At CSRA Residential Appraisals, we're capable of assisting you in appealing your tax assessment.
Getting rid of your PMI will lower your mortgage paymentWhen the amount being loaned to the home buyer is more than 80% of the actual value of the home, almost all lenders ask buyers to purchase an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is promptly forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.
CSRA Residential Appraisals can give you a statement regarding the value of your home, and the expense of the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI.
An appraisal from CSRA Residential Appraisals will help you settle a divorce with less stressA divorce is often complicated by the strenuous decision of who gets the property, and it can be a particularly heartbreaking occurrence for both parties. It's a good idea to get an appraisal from CSRA Residential Appraisals so both parties are fully aware of the true market value of their home, regardless of the situation.
If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Accurate and fair estate liquidation with CSRA Residential AppraisalsSettling an estateThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.
Let CSRA Residential Appraisals assist you in relocating to or from Aiken CountyMoving due to a job change is a real pain, and we understand. We take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any recent sales or listings in their area that they want considered.
Let CSRA Residential Appraisals help you sell your home quickly at the right priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we report, but rather they depend on our efforts to finish the appraisal.
We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.